We compare 40+ lenders in real time to match you with the right loan — whether you're buying your first home, refinancing, or growing your business. Expert guidance. Zero obligation.
Rates indicative only. Updated monthly. Speak to us for your personalised rate.
Three simple steps. No paperwork upfront. No cost to you.
Complete our simple 2-minute form. Tell us about your loan needs, your financial situation, and what you're trying to achieve. No credit check required to get started.
Our expert brokers analyse your profile and search across our entire panel of banks, credit unions, and specialist lenders to find the best rates and products for your needs.
From application to settlement, we manage the entire process. You'll receive a tailored recommendation with clear explanations of your options — then we do the heavy lifting.
Whatever your finance need, our specialist brokers have deep expertise to find you the right solution.
Whether you're purchasing your next home or refinancing an existing loan to a better rate, we compare every option to save you thousands over your loan term.
Navigating your first purchase is daunting. We specialise in first home buyer grants, LMI waivers, government schemes, and low-deposit options to get you into your first home faster.
New or used vehicles, motorbikes, caravans, or personal expenses — we find competitive secured and unsecured rates across our specialist consumer lender panel.
Equipment finance, commercial property, business overdrafts, and working capital loans for SMEs and growing businesses. We understand what lenders need to say yes.
Refinancing your Self-Managed Super Fund property loan requires specialist knowledge. Our SMSF-accredited brokers navigate the strict compliance requirements and find competitive lender options.
Past financial difficulties don't have to define your future. We partner with specialist lenders who assess your current situation, not just your credit file, to find workable solutions.
Key market indicators updated by our team monthly. Always current, always accurate.
* Rates displayed are indicative market averages sourced from publicly available lender data and the Reserve Bank of Australia. Individual rates will vary based on loan amount, LVR, loan purpose, credit profile, and lender assessment. Comparison rates calculated on a $150,000 loan over 25 years. Always speak with a licensed broker before making financial decisions.
Estimate your repayments instantly. Adjust loan amount, term, and rate to explore your options.
This is an estimate only. Actual repayments will vary based on your lender, rate type, and fees. For an accurate quote, speak to one of our brokers.
Complete the form and one of our expert brokers will reach out within 2 business hours to discuss your options — with zero obligation.
Takes less than 2 minutes. Zero obligation. 100% confidential.
Thank you for reaching out. One of our expert brokers will contact you within 2 business hours to discuss your finance options.
In the meantime, feel free to use our repayment calculator to explore your options.
We're not a bank. We work for you — searching the entire market to find the loan that actually fits your life.
ACL registered, MFAA member, fully compliant with NCCP obligations.
Pre-approval in as little as 24–48 hours for straightforward applications.
Dedicated specialists for every loan type — not a one-size-fits-all approach.
You pay nothing. Our brokers are remunerated by lenders upon settlement.
We compare the entire market — not just a select few lenders on a panel.
We review your loan annually to ensure you're always on the best deal.
"I was paying 6.89% with my bank and thought that was normal. CYFR found me a rate of 5.74% — saving me over $380 a month. The whole process took less than 3 weeks. Couldn't be happier."
Refinancing"As a first home buyer I had no idea where to start. My broker at CYFR walked me through the FHBG, explained LMI, and got us approved with just 8% deposit. We're now in our first home!"
First Home Buyer"My business needed $420k in equipment finance urgently. Banks said no. CYFR found a non-bank lender who approved us within 5 days. Outstanding service — they genuinely know what they're doing."
Business Finance"I had defaults on my credit file and was turned away by multiple banks. CYFR's specialist team found a lender who looked at my full picture. Two months later I had my car loan approved."
Bad Credit"The SMSF refinance process with other brokers was a nightmare. CYFR's specialist handled the compliance side completely — we got a much better rate and the whole thing was seamless."
SMSF Refinance"Called on a Monday, had a pre-approval by Wednesday. The broker kept me informed at every stage and got me a competitive rate for my investment property. Will 100% use them again."
Investment PropertyOur Lender Panel Includes
Comparing 40+ lenders to find your best match